Critical Decisions:
Finding the Right Cover

Illness or disability can affect anyone at any time. If it happens, you want to be able to focus on your recovery instead of worrying about how you

are going to pay your bills – so it’s important to find a financial safety-net that’s a perfect fit for your life and commitments.

Download this free guide on how to find the right cover.

    We respect your privacy. Unsubscribe at any time.

    POLICIES WITH NO INVESTMENT LINK WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF YOU STOP PAYING PREMIUMS YOUR COVER MAY END.

    A CRITICAL ILLNESS POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT

    Smart Investments is a trading style of Cogent Financial Services Limited which is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

    Registered office: 9 Freetrade House, Lowther Road, Stanmore, HA7 1EP

    Company Registration No: 4971972 | Registered in England & Wales

    The information contained within this website is subject to the UK regulatory regime and is therefore primarily focused at consumers based in the UK.

    Privacy Policy

    Complaints